Your Questions Answered

What is a Payday Loan?

A Payday Loan is a small short term loan repayable on your next pay day, up to 30 days away.

What can a Payday Loan be used for?

Anything at all – unexpected bills, a must-have purchase, even a night out.

How much can I borrow?

Loan amounts available are £120, £160, £200, £240, £280, £320, £360, £400, £440, £480, £520, £560, £600, £640, £680, £720, £760 and £800.

How much does it cost?

Our fees are £20 per £80 borrowed. There are no other hidden charges at Lizard Lending. Therefore if you borrow £160 you will pay back £200 on your next pay day.

What do I need to get a Payday Loan?

To get a Payday Loan you must be employed and have your salary credited to an active bank account with a cheque book or a debit card.

Do I have to have a Cheque Guarantee Card?

You do not need to have a cheque guarantee card – just a debit card or a cheque book.

I have CCJ’s – is that a problem?

No, not at all. We understand that not everyone’s credit rating is perfect and that is why we are here to help.

Does it matter that I don’t have a debit card?

No, as long as you have either a cheque book OR a debit card we can help.

Can I still get a loan if I am weekly paid?

Certainly. We offer our weekly paid customers a loan repayable on the 4th payday after they receive the loan.

What if I’m not a home-owner?

It makes no difference – we require you to meet the same criteria as any other customer.

I am self-employed?

Unfortunately we are not able to help people who are self-employed.

Can I have another loan if I still have one which is not repaid?

Yes. You can do this by increasing the size of your current loan with us. Simply call us or email us at info@lizardlending.co.uk.

How long will it take to get the money?

Apply now and you could have the money in your account today!